鐐哄公鍔╁ぇ瀹舵洿濂界殑鍌欒€�2024骞翠俊鎭郴绲�(t菕ng)闋�(xi脿ng)鐩鐞嗗斧鑰冭│锛屽皬绶ㄧ壒鏁寸悊浜�“淇℃伅绯荤当(t菕ng)闋�(xi脿ng)鐩鐞嗗斧瑷�(j矛)绠楅鑰冮粸(di菐n)”鍏�(n猫i)瀹�锛屾湰绯诲垪鍏�(n猫i)瀹瑰皣鎸佺簩(x霉)鏇存柊锛屽倷鑰冪殑鑰冪敓鍙互闂�(gu膩n)娉ㄦ敹钘�銆傚叿楂斿収(n猫i)瀹瑰涓嬫枃鎵€绀�锛屽笇鏈涘皪(du矛)澶у鏈夌敤銆�

婧Θ鎻愮ず锛�鑰冪敓濡傛灉鎿�(d膩n)蹇冭嚜宸遍尟(cu貌)閬�(gu貌)2024骞磋粺鑰冮珮绱�(j铆)鑰冭│鐨勬垚绺�(j墨)鏌ヨ(x煤n)鏅�(sh铆)闁�銆佽瓑鏇�(sh奴)闋�(l菒ng)鍙栨檪(sh铆)闁撶瓑鏅�(sh铆)闁撶瘈(ji茅)榛�(di菐n)锛屽彲浣跨敤“  鍏嶈不(f猫i)闋�(y霉)绱勭煭淇℃彁閱�”鏈嶅嫏(w霉)锛岄爯(y霉)绱勬垚鍔�锛屽眴鏅�(sh铆)閲嶈鑰冭│绡€(ji茅)榛�(di菐n)鎴戝€戞渻(hu矛)浠ョ煭淇″舰寮忓強鏅�(sh铆)鎻愰啋鎮�锛�

淇℃伅绯荤当(t菕ng)闋�(xi脿ng)鐩鐞嗗斧瑷�(j矛)绠楅鑰冮粸(di菐n)锛欵MV姹虹瓥妯�(sh霉)鍒嗘瀽

姹虹瓥妯�(sh霉)鍒嗘瀽锛岀畻闋�(y霉)鏈熻波骞ｅ€�(EMV)锛岃┎鑰冮粸(di菐n)涓€鑸彧鍦ㄧ稖鍚堢煡璀�(sh铆)绉戠洰閲岄潰鍑洪锛屾瘮杓冪啊(ji菐n)鍠�锛岄渶瑕佸ぇ瀹朵簡瑙ｄ笅瀹冪殑姒傚康锛岀啛瑷樿▓(j矛)绠楀叕寮�锛岀劧鍚庡鍋氶闉忓浐銆�

姹虹瓥妯�(sh霉)鍒嗘瀽锛�鐢ㄦ焙绛栨ü(sh霉)鍦ㄨ嫢骞插倷閬歌鍕�(d貌ng)鏂规涓伕鎿囦竴鍊�(g猫)鏈€浣虫柟妗�銆傞仼鐢ㄤ簬棰�(f膿ng)闅�(xi菐n)瀹氶噺鍒嗘瀽锛屽湪姹虹瓥妯�(sh霉)鍒嗘瀽涓�锛岄€氶亷(gu貌)瑷�(j矛)绠楁瘡姊濆垎鏀殑闋�(y霉)鏈熻波骞ｅ児(ji脿)鍊�(EMV)锛屽氨鍙互閬稿嚭鏈€鍎�(y艒u)鐨勮矾寰�銆�

姗�(j墨)鏈�(hu矛)鐨勯爯(y霉)鏈熻波骞ｅ児(ji脿)鍊�(EMV)閫氬父琛ㄧ従(xi脿n)鐐烘鍊�锛屽▉鑴呯殑琛ㄧず鐐鸿矤(f霉)鍊笺€侲MV鏄缓绔嬪湪棰�(f膿ng)闅�(xi菐n)涓珛鐨勫亣瑷�(sh猫)涔嬩笂鐨�锛屾棦涓嶉伩闅�(xi菐n)锛屼篃涓嶅啋闅�(xi菐n)銆�

鎶婃瘡鍊�(g猫)鍙兘绲�(ji茅)鏋滅殑鏁�(sh霉)鍊艰垏鍏剁櫦(f膩)鐢熺殑姒傜巼鐩镐箻锛屽啀鎶婃墍鏈変箻绌嶇浉鍔�锛屽氨鍙互瑷�(j矛)绠楀嚭闋�(xi脿ng)鐩殑EMV銆傚嵆瑷�(j矛)绠楅鍏紡鍙互姒傛嫭鐐猴細EMV=浜嬩欢1*姒傜巼1+浜嬩欢2*姒傜巼2+....浜嬩欢n*姒傜巼n銆�鐒跺悗閫氶亷(gu貌)姣旇純寰楀嚭鏈€浣虫柟妗�銆�

銆愯垑渚嬭(shu艒)鏄庛€�

鏌愰浕瀛愬晢鍕�(w霉)鍏徃瑕佸緸A鍦板悜B鍦扮殑鐢ㄦ埗(h霉)鐧�(f膩)閫佷竴鎵瑰児(ji脿)鍊�90000鍏冪殑璨ㄧ墿銆傚緸A鍦板埌B鍦版湁姘�銆侀櫢鍏╂璺窔(xi脿n)銆傝蛋闄歌矾鏅�(sh铆)姣旇純瀹夊叏锛屽叾閬�(y霉n)杓告垚鏈偤10000鍏�;璧版按璺檪(sh铆)涓€鑸儏娉佷笅鐨勯亱(y霉n)杓告垚鏈彧瑕�7000鍏�锛屼笉閬�(gu貌)涓€鏃﹂亣鍒版毚棰�(f膿ng)闆ㄥぉ姘�锛屽墖鏈�(hu矛)閫犳垚鐩哥暥(d膩ng)浜庨€欐壒璨ㄧ墿绺藉児(ji脿)鍊肩殑10%鐨勬悕澶�銆傛牴鎿�(j霉)姝峰勾鎯呮硜锛岄€欐湡闁撳嚭鐝�(xi脿n)鏆撮ⅷ(f膿ng)闆ㄥぉ姘ｇ殑姒傜巼鐐�1/4锛岄偅涔堣┎闆诲瓙鍟嗗嫏(w霉)鍏徃( )銆�

A.鎳�(y墨ng)閬告搰璧版按璺�

B.鎳�(y墨ng)閬告搰璧伴櫢璺�

C.闆ｄ互閬告搰璺窔(xi脿n)

D.鍙互闅ㄦ(j墨)閬告搰璺窔(xi脿n)

銆愮瓟妗堛€慉

銆愯В鏋愩€戦櫢璺彧鏈変竴绋儏娉侊紝閬�(y霉n)杓告垚鏈�10000鍏�

姘磋矾鏈夊叐绋儏娉侊細

(1)涓嶉亣涓婃毚棰�(f膿ng)闆ㄧ殑鎯呮硜锛屾鐜囩偤75%锛岄亱(y霉n)杓告垚鏈偤7000鍏�;

(2)閬囦笂鏆撮ⅷ(f膿ng)闆ㄧ殑鎯呮硜锛屾鐜囩偤25%锛岄亱(y霉n)杓告垚鏈偤锛�7000+(90000*10%)

EMV姘磋矾 =7000*75% +[7000+(90000*10%)]*25% = 9250

鎵€浠ワ紝寰為亱(y霉n)杓告垚鏈笂鍒ゆ柗锛屾噳(y墨ng)瑭查伕鎿囨按璺� 銆�

澶у涔熷彲浠ョ暙(hu脿)鍦栦締(l谩i)閫�(j矛n)琛屽垎鏋愶紝鐣�(hu脿)鍦栧垎鏋愭椹熷涓嬶細

1.绻埗姹虹瓥妯�(sh霉)鍦�锛屽緸宸﹀埌鍙崇殑闋嗗簭鐣�(hu脿)姹虹瓥妯�(sh霉)锛屾閬�(gu貌)绋嬫湰韬氨鏄皪(du矛)姹虹瓥鍟�(w猫n)椤岀殑鍐嶅垎鏋愰亷(gu貌)绋�銆�

2.鎸夊緸鍙冲埌宸︾殑闋嗗簭瑷�(j矛)绠楀悇鏂规鐨勬湡鏈涘€�锛屽苟灏囩祼(ji茅)鏋滃(xi臎)鍦ㄧ浉鎳�(y墨ng)鏂规绡€(ji茅)榛�(di菐n)涓婃柟銆�(娉細鏈熸湜鍊肩殑瑷�(j矛)绠楁槸寰炲彸鍒板乏娌胯憲姹虹瓥妯�(sh霉)鐨勫弽鏂瑰悜閫�(j矛n)琛岃▓(j矛)绠楃殑)

3.灏�(du矛)姣斿悇鏂规鐨勬湡鏈涘€肩殑澶у皬锛岄€�(j矛n)琛屽壀鏋濆劒(y艒u)閬搞€�

銆愮湡椤岀反缈�(x铆)銆�

1銆侀爡(xi脿ng)鐩渶璩�(g貌u)璨�(m菐i)涓€闋�(xi脿ng)璩囩敘(ch菐n)锛屾姇鍏�50钀�(w脿n)鍏�锛�50%鐨勬鐜囪兘鏀跺叆100钀�(w脿n)鍏�锛�20%鐨勬鐜囪兘鏀跺叆200钀�(w脿n)鍏冿紝15%鐨勬鐜囪兘鏀跺叆250钀�(w脿n)鍏�锛�10%鐨勬鐜囦笉璩轰笉璩�锛�5%鐨勬鐜囪櫑鎼�500钀�(w脿n)鍏冦€傚墖鎶曡硣閫欓爡(xi脿ng)璩囩敘(ch菐n)鐨勬姇璩囧洖鍫�(b脿o)鐐�()钀�(w脿n)鍏�銆�

A.102.5

B.77.5

C.60.5

D.52.5

鍙冭€冪瓟妗堬細D

鍙冭€冭В鏋愶細

100*50%+200*20%+250*15%-500*5%-50=52.5

2銆佹煇鍏徃涓荤嚐(y铆ng)鐢�(ch菐n)鍝佹湁鐢�銆佷箼銆佷笝銆佷竵鍥涚ó銆傛寜鐓ф鍙叉暩(sh霉)鎿�(j霉)闋�(y霉)娓�(c猫)锛屼笅鍗婂勾鐨勫競鍫�(ch菐ng)闇€姹傜附閲忓彲鑳芥湁 10 钀�(w脿n)浠�銆�15 钀�(w脿n)浠跺拰 20 钀�(w脿n)浠朵笁绋儏娉�锛屽皪(du矛)鎳�(y墨ng)鐨勬鐜囧垎鍒ョ偤 50%銆�30%銆�20% 涓嶅悓鎯呮硜涓嬪悇鐢�(ch菐n)鍝佸付渚�(l谩i)鐨勫競鍫�(ch菐ng)鏀剁泭(鍠綅锛氳惉(w脿n)鍏�)濡傝〃鎵€绀�銆傜偤浜嗚拷姹傚埄娼�(r霉n)鏈€澶у寲锛岃┎鍏徃鎳�(y墨ng)瑭茬敓鐢�(ch菐n)()

鐢�(ch菐n)鍝�	闇€姹傞噺鐐�10钀�(w脿n)浠�	闇€姹傞噺鐐�15钀�(w脿n)浠�	闇€姹傞噺鐐�20钀�(w脿n)浠�
鐢�	-25	35	70
涔�	-20	30	65
涓�	-10	25	55
涓�	10	15	40

A.鐢�

B.涔�

C.涓�

D.涓�

鍙冭€冪瓟妗堬細D

鍙冭€冭В鏋愶細

鏍规摎(j霉)姹虹瓥妯�(sh霉)鍒嗘瀽鐨勬柟娉曡▓(j矛)绠楀嚭鐢蹭箼涓欎竵鍥涚ó鐢�(ch菐n)鍝佺殑闋�(y霉)鏈熻波骞ｅ児(ji脿)鍊�(EMV)銆傛(j墨)鏈�(hu矛)鐨凟MV閫氬父琛ㄧず鐐烘鍊硷紝鑰屽▉鑴呯殑EMV鍓囪〃绀虹偤璨�(f霉)鍊笺€侲MV鏄缓绔嬪湪棰�(f膿ng)闅�(xi菐n)涓珛鐨勫亣瑷�(sh猫)涔嬩笂鐨�锛屾棦涓嶉伩闅�(xi菐n)锛屼篃涓嶅啋闅�(xi菐n)銆傛妸姣忓€�(g猫)鍙兘绲�(ji茅)鏋滅殑鏁�(sh霉)鍊艰垏鍏剁櫦(f膩)鐢熺殑姒傜巼鐩镐箻锛屽啀鎶婃墍鏈変箻绌嶇浉鍔�锛屽氨鍙互瑷�(j矛)绠楀嚭闋�(xi脿ng)鐩殑EMV銆�

鐢茬敘(ch菐n)鍝�:EMV=-25*0.5+35*0.3+70*0.2=12

涔欑敘(ch菐n)鍝�:EMV=-20*0.5+30*0.3+65*0.2=12

涓欑敘(ch菐n)鍝�:EMV=-10*0.5+25*0.3+55*0.2=13.5

涓佺敘(ch菐n)鍝�:EMV=10*0.5+15*0.3+40*0.2=17.5

鏍规摎(j霉)涓婅堪绲�(ji茅)鏋滐紝涓佺敘(ch菐n)鍝佺殑EMV鍊兼渶楂�锛岀敓鐢�(ch菐n)涓佺敘(ch菐n)鍝佹洿鍔冪畻銆�

鑰冨墠娌栧埡璩囨枡锛�姝峰勾鐪熼銆�楂橀牷鑰冮粸(di菐n)銆�鍒烽搴�(k霉)鍙粸(di菐n)鎿�鍏嶈不(f猫i)涓嬭級锛�

浠ヤ笂灏辨槸“淇℃伅绯荤当(t菕ng)闋�(xi脿ng)鐩鐞嗗斧瑷�(j矛)绠楅鑰冮粸(di菐n)锛欵MV姹虹瓥妯�(sh霉)鍒嗘瀽”鐨勫収(n猫i)瀹逛簡锛岃珛(q菒ng)鑰冪敓鎻愬墠閫�(j矛n)琛屽倷鑰�銆傛韩棣ㄦ彁绀猴細鐐哄公鍔╁悇浣嶈€冪敓鏇村ソ鍦板倷鑰�2024骞磋粺鑰冮珮绱�(j铆)鑰冭│锛岀挵(hu谩n)鐞冪恫(w菐ng)鏍＄偤澶у鐗规剰涓婂偝浜嗗緢澶氬倷鑰冭硣鏂�锛屽姝峰勾鐪熼銆佹ā鎿│椤岃垏绛旀瑙ｆ瀽銆佽€冭│鎶€宸х瓑鍌欒€冭硣鏂�锛岃€冪敓鍙粸(di菐n)鎿婁笅鏂�“鍏嶈不(f猫i)涓嬭級”閫�(j矛n)琛岄牁(l菒ng)鍙栧摝锛�